Account Type Rate Term
Unsecured Loans (Signature)
Personal Loan

Approximate Repayment Term Present APR As Low As*

24 Months            6.00%

48 Months            6.25%

60 Months            6.50%

*Annual Percentage Rate. Rate listed assumes creditworthiness

***Please ignore Personal Loan Column to the left as it does not reflect our current rates*** New Loan Rates as of 1/10/17 1 to 24 Months 6.24% 25 to 48 Months 6.49% 48 month maximum term
Vehicle Loans
New Car

Approximate Repayment Term Present APR As Low As*

1-24 Months             1.24%

25-36 Months            1.99%

37-60 Months            2.24%

61-72 Months 2.49%

73-84 Months 3.24%

*Annual Percentage Rate. Rate listed assumes creditworthiness

 

100% Retail Value plus Title and Tax

Must be able to place lien on Vehicle

Full Coverage Insurance is required at time of loan (Supporting documents are required and must be kept on file at the credit union)

Purchase agreement from dealer or copy of title from private seller along with any lien releases

Used Car

Approximate Repayment Term Present APR As Low As*

Used Car 4-6 Years Old

1-48 Months             2.49%

49-60 Months            2.99%

Used Car 7 Years and Older

1-48 Months             6.24%

49-60 Months            6.39%

 *Annual Percentage Rate. Rate listed assumes creditworthiness

100% Retail Value plus Title and Tax

Must be able to place lien on Vehicle

Full Coverage Insurance is required at time of loan (Supporting documents are required and must be kept on file at the credit union)

Purchase agreement from dealer or copy of title from private seller along with any lien releases

Mortgages
Home Equity Loans - Fixed Rate 4.50 % APR

2nd position, 80% LTV 15 years

* $25,000 Minimum, $60,000 Maximum, $200 Attorney Fee and Mortgage Tax
Home Equity Loans  - Line of Credit 4.0 % APR

2nd position, 80% LTV 15 years, 5 year draw period

* $25,000 Minimum, $60,000 Maximum, $200 Attorney Fee and Mortgage Tax

* Rates are indications only and may be influence by past credit history. Please contact the credit union for a personalized rate quote.

 
Banner
Banner
Banner