Account Type Rate Additional Information
Unsecured Loans (Signature)
Personal Loan

1 to 24 Months 6.24%

25 to 48 Months 6.49%

48 month maximum term

New Loan Rates as of 1/10/17

Vehicle Loans
New Car

Approximate Repayment Term Present APR As Low As*

1 to 24 Months 1.24%

25 to 36 Months 1.99%

37 to 60 Months 2.24%

61 to 72 Months 2.49%

73 to 84 Months 3.24%

*Annual Percentage Rate. Rate listed assumes creditworthiness

 

100% Retail Value plus Title and Tax

Must be able to place lien on Vehicle

Full Coverage Insurance is required at time of loan (Supporting documents are required and must be kept on file at the credit union)

Purchase agreement from dealer or copy of title from private seller along with any lien releases

Used Car

Approximate Repayment Term Present APR As Low As*

Used Car 4-6 Years Old

1 to 48 Months 2.49%

49 to 60 Months 2.99%

Used Car 7 Years and Older

1 - 48 Months 6.24%

49 - 60 Months 6.39%

100% Retail Value plus Title and Tax

Must be able to place lien on Vehicle

Full Coverage Insurance is required at time of loan (Supporting documents are required and must be kept on file at the credit union)

Purchase agreement from dealer or copy of title from private seller along with any lien releases

New Motorcycle, ATV, RV Snowmobile, Boat, Tractor, Heavy Work Equipment

Approximate Repayment Term Present APR As Low As*

1 to 36 Months 2.49%

37 to 48 Months 2.74%

49 to 60 Months 3.24%

61 to 72 Months 3.49%

73 to 144 Months 7.74%

145 to 180 Months 8.74%

*Annual Percentage Rate. Rate listed assumes creditworthiness

 

100% Retail Value plus Title and Tax

Must be able to place lien on Vehicle *

Full Coverage Insurance is required at time of loan (Supporting documents are required and must be kept on file at the credit union) *

Purchase agreement from dealer or copy of title from private seller along with any lien releases *

Must be able to show proof of value from certified association

*If Applicable

Used Motorcycle, ATV, RV Snowmobile, Boat, Tractor, Heavy Work Equipment

Approximate Repayment Term Present APR As Low As*

1 to 48 Months 6.75%

49 to 84 Months 8.49%

85 to 144 Months 8.99%

145 to 180 Months 9.99%

*Annual Percentage Rate. Rate listed assumes creditworthiness

 

100% Retail Value plus Title and Tax

Must be able to place lien on Vehicle *

Full Coverage Insurance is required at time of loan (Supporting documents are required and must be kept on file at the credit union) *

Purchase agreement from dealer or copy of title from private seller along with any lien releases *

Must be able to show proof of value from certified association

*If Applicable

Credit Card Rates
Credit Cards

740+ Credit Score 8.5%

739 - 620 Credit Score 13.9%

 
Student Loan Rates
Student Loans

8%

*Annual Percentage Rate. Rate listed assumes creditworthiness

 

Co-Signed by Credit Worthy Guardian

120 Interest Only Payments While in School

Principal & Interest Payments Start upon Separation of School

Mortgages
Home Equity Loans - Fixed Rate 4.50% APR

2nd position, 80% LTV 15 years

* $25,000 Minimum, $60,000 Maximum, $200 Attorney Fee and Mortgage Tax
Home Equity Loans  - Line of Credit 4.0% APR

2nd position, 80% LTV 15 years, 5 year draw period

* $25,000 Minimum, $60,000 Maximum, $200 Attorney Fee and Mortgage Tax

* Rates are indications only and may be influence by past credit history. Please contact the credit union for a personalized rate quote.

 
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