Loan Rates

All rates and terms are subject to creditworthiness and may change at any time. Contact the Credit Union for the most updated rates.

New Auto Loans

3 years and newer

Rates Term
1.99% APR* 1-24 Months
2.24% APR* 25-36 Months
2.49% APR* 37-60 Months
2.69% APR* 61-72 Months
3.24% APR* 73-84 Months

100% Retail Value plus Title and Tax. Must be able to place lien on Vehicle. Full Coverage Insurance is required at time of loan (Supporting documents are required and must be kept on file at the credit union). Purchase agreement from dealer or copy of title from private seller along with any lien release

Used Auto Loans

Rates Term
Used Car 4-6 Years Old
2.49% APR* 1-48 Months
2.99% APR* 49-60 Months
Used Car 7 Years and older
6.24% APR* 1-48 Months
6.39% APR* 49-60 Months

100% Retail Value plus Title and Tax. Must be able to place lien on Vehicle. Full Coverage Insurance is required at time of loan (Supporting documents are required and must be kept on file at the credit union). Purchase agreement from dealer or copy of title from private seller along with any lien releases.

New Motorcycle, ATV, RV, Snowmobile, Boat, Tractor, Heavy Work Equipment

5 years and newer

Rates Term
3.15% APR* 1-36 Months
3.49% APR* 37-48 Months
3.74% APR* 49-60 Months
4.24% APR* 61-72 Months
7.74% APR* 73-144 Months
8.74% APR* 145-180 Months

100% Retail Value plus Title and Tax. Must be able to place lien on Vehicle**. Full Coverage Insurance is required at time of loan (Supporting documents are required and must be kept on file at the credit union)**. Purchase agreement from dealer or copy of title from private seller along with any lien releases**. Must be able to show proof of value from certified association.

Used Motorcycle, ATV, RV, Snowmobile, Boat, Tractor, Heavy Work Equipment

6 years and older

Rates Term
6.75% APR* 1-48 Months
8.49% APR* 49-84 Months
8.99% APR* 85-144 Months
9.99% APR* 145-180 Months

100% Retail Value plus Title and Tax. Must be able to place lien on Vehicle**. Full Coverage Insurance is required at time of loan (Supporting documents are required and must be kept on file at the credit union)**. Purchase agreement from dealer or copy of title from private seller along with any lien releases**. Must be able to show proof of value from certified association.

Mortgages

Type Rates Term
Home Equity Loans - Fixed Rate 4.5% APR* 15 Years
Home Equity Loans - Line of Credit 4.0% APR* 15 Years - 5 Year Draw Period

2nd position, 80% LTV.

Student Loans

Rates Term
N/A Co-Signed by Credit Worthy Guardian

Personal Loan (Signature)

Rates Term
6.24% APR* 1-24 Months
6.49% APR*** 25-48 Months

***48 Month Maximum Term

Credit Card

Rates Requirements
8.50% APR* 740+ Credit Score
13.90% APR* 739 - 620 Credit Score