Loans
If You Need a Loan, We Are the Place To Go. We Offer:
NY Bravest FCU gets you behind the wheel fast! We offer some of the lowest rates on both new and used auto loans. We offer, GAP Insurance, life/disability coverage, and no pre-payment penalties.
Refinance Your Existing Loan?
If you already have an auto loan and are interested in decreasing your payment or shortening your loan term finance at a better rate with us today!
Here’s what we need:
Purchase from Dealer – Bill of Sale/Purchase Agreement, Insurance Binder listing NY Bravest FCU as the lien holder
Private Sale – Copy of Title, Bill of Sale, Insurance Binder listing NY Bravest FCU as the lien holder
Refinance Auto Loan – Original Title, 10 Day Payout, Insurance Binder listing NY Bravest FCU as the lien holder
Lease Buyout
Do you love your current lease and wish you could continue driving it after the lease is over? You can! You can buy out the lease with NY Bravest FCU!
Here’s what we need:
Lease buyout agreement and disclosures needed for signature and Insurance Binder listing NY Bravest FCU as the lien holder
If the water is where you like to spend your time we can help you set sail today! Our boat loans provide flexible terms and low interest rates to make it easy and convenient to get you on the water.
Here’s what we need:
Purchase from Dealer – Bill of Sale/Purchase Agreement, Insurance Binder listing NY Bravest FCU as the lien holder
Private Sale – Copy of Title, Bill of Sale, Insurance Binder listing NY Bravest FCU as the lien holder
More and more people are discovering the freedom of exploring the countryside in an RV. It is the ultimate family experience. NY Bravest FCU is all about family and helping you get into the RV of your dreams. Our low rates provide flexible payments over the terms that work for you and your family.
Here’s what we need:
Purchase from Dealer – Bill of Sale/Purchase Agreement, Insurance Binder listing NY Bravest FCU as the lien holder
Private Sale – Copy of Title, Bill of Sale, Insurance Binder listing NY Bravest FCU as the lien holder
Refinance Current Loan – Original Title, 10 Day Payout, Insurance Binder listing NY Bravest FCU as the lien holder
A personal loan can help you get that item, service or anything else you can think of without tying up your own money. Let NY Bravest FCU fund your next home renovation, computer, vacation, wedding, and more! If you have a need we have a solution that is both affordable and convenient!
The holiday season can be expensive. Why tie up your own funds? Let NY Bravest FCU fund an amazing holiday for you and your family! These loans are offered around the holiday time for your convenience.
Recieve up to $2,000 with a payback term of 12 months at a rate of 12.50%*
You have worked hard saving your money. Now let it work for you! NY Bravest FCU Shared Secured Loans are a great way to build credit, repair credit and take a loan out on anything you want! Our repayment terms are based on the funds borrowed and our rates are very competitive.
Don’t settle for your current rate and terms! At NY Bravest FCU we offer options to refinance your current loan(s) with other institutions. Whether you are looking to lower your monthly cost, extend your terms, or simply unhappy with your current institution. NY Bravest FCU can help you accomplish your financial goals.
Here’s what we need:
10 day payoff letter from financing institution, Insurance Binder listing NY Bravest FCU as the lien holder
Have equity in your home? Would you like that equity to work for you? NY Bravest FCU has the loan to help your dreams come true! With lengths of payment up to 180 months and 80% loan to value borrowing, we can find the right fit for your specific need.
Build or rebuild your credit as you save money. Credit Builder Loans are a great way to build a long lasting secure credit profile. Contact us today to see how we can help repair or build your credit future!
Does your debt have you pulling your hair out? Make it easy and consolidate today! NY Bravest FCU can help bundle all your debt into one easy payment every month. Many times this will save you thousands in interest!
Here’s what we need:
10 Day Payoff information for all debt being consolidated
Are you ready to cruise the open road on the motorcycle of your dreams? NY Bravest FCU can help make that happen. Our low rates and great terms can get you traveling before you know it!
Let’s help you get out and have some fun! If an ATV, Jet-Ski, or Snowmobile purchase is in your future, NY Bravest FCU wants to help make that happen! Apply today and start having the fun you deserve!
If that new piece of heavy equipment is going to make your life easier, we can help finance it today. We offer flexible terms, low rates and a simple process so you can concentrate on getting the job done.
Here’s what we need:
Purchase from Dealer – Sales agreement/Proof of Purchase, Insurance Binder listing NY Bravest FCU as the lien holder
Private Sale – Copy of title, Bill of Sale, Insurance Binder listing NY Bravest FCU as the lien holder
Why get a credit card through a company you know nothing about? Get yours today from your financial partner at NY Bravest FCU. We offer Visa Credit Cards at an amazingly low rate. With a Visa card from NY Bravest FCU you can be assured you have the credit to accomplish whatever goal you set for yourself.
Blue skies, green grass and sunny days! When summer finally arrives in New York people want to have the cash on hand that they need for themselves and their families. NY Bravest FCU has special loan programs to help you focus on enjoying the summer and not worry about your finances.
Recieve up to $3,000 with a payback term of 12 months at a rate of 11.50%*
A NY Bravest FCU mortgage specialist can help you get into the home of your dreams. The easy process and high quality customer care makes buying a home with us a breeze. Click the LINK to learn more about our mortgage programs.
Loan Pre-Application
THIS FORM WILL BE SENT TO A LOAN OFFICER WHO WILL REACH OUT TO YOU FOR ADDITIONAL INFORMATION.
BY SUBMITTING THIS APPLICATION YOU AFFIRM THE FOLLOWING:
THE INFORMATION YOU HAVE STATED IN THIS INFORMATION IS CORRECT TO THE BEST OF YOUR KNOWLEDGE;
YOU AUTHORIZE THE CREDIT UNION TO OBTAIN A COPY OF YOUR CREDIT REPORT AND VERIFY YOUR EMPLOYMENT;
THE CREDIT UNION WILL RELY ON THE INFORMATION IN THIS APPLICATION AND YOUR CREDIT REPORT TO MAKE ITS DECISION;
IT IS A CRIME TO WILLFULLY AND DELIBERATELY PROVIDE INCOMPLETE OR INCORRECT INFORMATION ON THIS APPLICATION.
